Medicare solutions
Coverage for your unique needs!
Plans that meet your budget.
602-647-097 7 tty 711
Medicare solutions
Coverage for your unique needs!
Plans that meet your budget.
602-647-097 7 tty 711
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The ABC's Of MEDICARE
Guidance from start to finish. We make it easy to understand how Medicare works, and help you choose a coverage option that’s right for you
Up-coming Medicare Seminars
In October and November 2020, we will be conducting Medicare seminars in Phoenix, Arizona on upcoming 2021 plan benefits. These will be formal seminars lasting approximately 45 minutes. We will provide both light snacks and non alcoholic beverages. Due to limited safe seating call for Details, Dates & Times of these events. As Medicare Brokers we are contracted with all major Medicare Advantage, Supplement and Prescription drug plans in the state of Arizona.
ANNUAL ENROLLMENT 2020
Annual Enrollment Period (A.E.P.) is October 15th thru December 7th 2020. A.E.P. is the annual period that you can shop and makes changes to your Medicare Plan for 2021. During A.E.P. we can conduct safe one on one in-home or on site appointments in addition to telephonic enrollments.
Frequently Asked Questions
Q. I hit the Medicare Part D donut hole every year how can I avoid this?
- A. 1. It's important to shop around during A.E.P. each carrier can place medication in different co-pay Tiers so a different plan may save you substantially.
- 2. Ask your Doctor for alternative medications that are in a lower tier if possible always use generics.
- 3. See if you qualify for L.I.S. Low Income Subsidy available thru the Federal Government.
- 4. Apply for a Arizona RX discount card there is no cost for signing up, you only need to be an Arizona resident, co-pays may be lower than using your negotiated prescription plan.
- 5. Call Patient Assistance Programs many Brand - name drug manufactures often have these programs in place to provide discounts or no-cost medications to those who qualify. You may have to provide proof of income and M.T.D. prescription Medication spending.
- 6. Review your monthly Prescription Drug Summary. It is set up in five sections 1 Your prescription use during the last month your total out of pocket cost and total cost of what the plan paid. 2 Which drug payment stage you are in. 3. Your out of pocket costs and total drug costs. 4 Updates to the plans Drug LIST of medications that will effect you. 5 If you see mistakes on the summary or have questions , what you should do.
- 7 Give us a call so we can develop a strategy.